Borrowing Power Calculator

Find out what you can borrow

Enter your income and expenses to generate a lender-style limit in under 60 seconds—no paperwork, no credit enquiry

I want to refinance

I want to purchase

Borrowing-Power Calculator

Applicant 1 – gross annual income ($)

Applicant 2 – gross annual income ($)

Monthly living expenses ($)

Other monthly loan repayments ($)

Credit-card limits total ($)

Dependants

Interest rate expected (%)

Loan term (years)

Estimate only – actual borrowing capacity is subject to lender assessment. Figures produced are indicative and based on standard expense benchmarks and a typical lender serviceability buffer. Your final borrowing capacity will depend on your complete financial profile and individual lender credit policy. This calculation does not constitute credit advice or approval.

I want to refinance

I want to purchase